The world's rotating savings, made digital
Korea's traditional rotating savings, made digital. Cross-border groups, regular contributions and payouts by turn, contribution history and trust scores, and safeguards against default — with completion records becoming ecosystem credit. Pools are fixed in fiat value and only KSTC holders can join.
The story
Global GYE brings Korea's rotating savings circle online — everyday finance where people save together across borders and receive in turn. With no bidding, auctions or fixed interest, only a set rotation runs, keeping the structure simple.
The safeguard starts with a one-day gap. On the 1st of each month every member's contribution is confirmed, and only confirmed funds are paid to that turn's member on the 2nd. If a member who has already received the pool stops paying, the Safety Seat keeps everyone else's payout schedule on track.
Early turns mean a lump sum when you need it; later turns mean goal-based saving plus KSTC rewards. Rewards are a platform policy benefit, not interest. Pools are fixed in fiat value, and only KSTC holders can join.
Signature scenes
A GYE around the globe
Ten people from many countries at one round table
Confirm 1st, pay 2nd
Once everyone's contribution is confirmed, the turn opens
The chair that holds the place
The Safety Seat keeps the payout schedule
Images are illustrations to aid understanding
What makes it different
Rotation only
No bidding, auctions or fixed interest — you receive the pool in the turn set when you join.
Confirm 1st, pay 2nd
Everyone's contribution is confirmed on the 1st; only confirmed funds are paid out on the 2nd.
Safety Seat
If payments stop after a member has received the pool, it fills in temporarily to keep others' payout dates.
Later-turn rewards
Later turns receive KSTC rewards for waiting and completing. Rewards are not interest.
GYE Score
As contribution and completion history builds, your trust tier rises and fee benefits change.
Goal GYE
Set up a GYE for a goal: a Korea trip, a concert, tuition or group savings.
Global GYE
Screen preview
Global GYE
Browse GYE
Seoul–Manila 8
$300 / month
Concert prep GYE
10 members · $100/month · Open turns #7 & #9
Family lump-sum GYE
10 members · $500/month · Open turn #2
K-STAGE debut prep GYE
8 members · $150/month
Hobby club GYE
12 members · $50/month
All pools fixed in fiat value
Global GYE
My GYE
Seoul–Manila 8
$300 / month
Seoul–Manila travel GYE
10 members · $200/month · Pool $2,000
My turn: #8
Eligible for later-turn KSTC rewards
All contributions confirmed this month
Dec 1
This month's payout: member #4
Dec 2
Rewards paid on normal completion
Not interest
Sample screens · May differ from the actual service
Who it's for
Community leaders
Run your group's savings with transparent rules and records.
Families needing a lump sum
Take an early turn and receive the pool when you need it.
Goal-focused savers
Save steadily in a later turn, earning rewards and a completion record.
Savings-circle cultures
Carry a familiar shared-savings tradition across borders, digitally.
Progress
Want updates on this service?
At a business briefing we walk you through the schedule and how to take part.
